Being in a car accident can turn your whole world upside down. Whether you are at fault or another person caused the accident,you must file a claim for damages. It helps to be aware of some factors that can make filing your claim easier. Consider these tips for filling a car accident claim.
What to Do Immediately After an Accident
Right after an accident,there is usually a flurry of activity. First responders may be present,law enforcement officers are trying to make sense of what happened,and you or others involved may be injured and in need of .
Call 911 to report the accident and the location. If you are not seriously injured,and your car is where it could cause another accident or put you at risk,get to a safe place. If your car is driveable,move it to the shoulder. In fact,in some areas,when a fender-bender occurs,drivers are expected to move their vehicles for safety purposes. If the other driver is angry or threatens you,keep calm–officers usually arrive at the scene pretty quickly.
If you have a cell phone with you,take pictures of the cars so you will have a record of the damage. Exchange insurance information with the other driver. Write down information about weather conditions,traffic and anything else that will be helpful when filing an insurance claim.
Car Accident Claim: What to Know about Dealing with Insurance Companies
Regardless of who is at fault,be careful when talking with insurance companies. If you speak with an insurance representative over the phone,your conversation will likely be recorded. It may be a good idea to speak with an attorney before providing information to an insurance company representative. Your can offer guidance as to how to answer questions,or he or she can handle communication with the insurance company on your behalf.